Home Equity Home Equity Loans: Are you a homeowner? If so, is probably its most important economic asset. Unfortunately, if you agree to take a loan based on the accumulation of amortization of the mortgage on your house, you may be risking your most valuable asset.
Homeowners, particularly the elderly, minorities and those who receive low income or have little credit should be careful when you borrow money based on the accumulation of mortgage amortization, known in English equity.
Why? Certain abusive or profiteers providers are targeting their operations to these borrowers, who unwittingly may be putting their homes on the line of fire.
The abuses included the splitting of the accumulation of mortgage payments, known in English as equity stripping, repeated refinancing, called in English and loan flipping to hiding loan terms and surcharges or extra charges. The Federal Trade Commission urges you to be cautious about such lending practices to avoid losing their home.
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